Golden Handcuffs: How to Escape Without Going Broke
Vest cliffs, RSU schedules, and what it actually costs to leave high-comp jobs you do not love. Sequencing, math, and exit playbooks for senior earners.
Golden handcuffs is the term for a specific kind of trapped — when the compensation is high enough that walking away feels financially absurd, even though staying is making you smaller every quarter. The bind is real. It's also more tractable than it usually feels, because the constraint is rarely "I can't afford to leave," and almost always "I can't afford to leave today."
That distinction matters. The exit is a sequencing problem, not a decision problem. The articles below walk through the sequence: what to vest, what to take with you, what to negotiate on the way out, what the math actually says about your runway. Most people who think they need another five years to leave really need eighteen to thirty months — and they don't realize it because they've never written down the actual numbers.
The main piece on golden handcuffs covers the full pattern: how the trap works, why senior earners specifically fall into it, and what a real exit playbook looks like. The spoke on waiting to vest gets into the specific math of equity cliffs and when "one more year" is the right answer versus when it's the trap talking.
If you've been telling yourself "after the next vest" for two vesting cycles already, these pieces are for you. The version of you that wrote the original five-year plan didn't know what you know now.
